Jakarta, CNN Indonesia --
PT Dana Tabungan dan Asuransi Pegawai Negeri (Taspen) is collaborating with PT
Gemilang Hartadinata Abadi and the Public Housing Savings Management Agency (BP
Tapera). This is a form of Taspen's commitment to continue to present program
and service innovations.
President Director of PT Taspen (Persero), A. N. S. Kosasih
said, this collaboration is expected to help provide a home for two million
State Civil Apparatus (ASN) throughout Indonesia and make it easier for ASNs to
get prosperous savings of gold ownership with profitable returns in the future.
"One of the dreams of ASNs working in agencies
throughout Indonesia is to become a more prosperous and prosperous ASN. Then
how do we provide benefits for active ASNs? First, we are present with our
subsidiaries, including Taspen Life life insurance, Bank Mandiri Taspen and
others," said Kosasih in the 2022 Regional Finance National Coordination
Meeting at the Bidakara Hotel, South Jakarta.
Second, Taspen is starting program and service synergies with several
companies, such as presenting a housing program for ASN with BP Tapera and a
gold investment program with PT Gemilang Hartadinata Abadi. In the future,
Kosasih said Taspen will continue to strive to improve the quality of services
for participants through various innovative programs that are in accordance with
technological developments, as well as ensuring the welfare of active and
For this reason, Kosasih hopes that this collaboration can
help increase the ease of active ASN in taking home loans with a relatively
long installment period, even until retirement. This is based on the condition
that each ASN can have housing savings, but not all ASNs are eligible to get a
Housing Financing Liquidity Facility (FLPP).
According to him, if you start credit at the age of 25, ASN
can fulfill obligations. For this reason, Taspen collaborates with BP Tapera so
that ASN can pay in installments up to the age of 65 years.
"Our ASN is quite prosperous, they can't buy FLPP, but
the house price above that is also too expensive to take credit to buy a house
with monthly installments that ASN has to pay to buy the first house becomes
very small. The credit is commercially viable for banks and ASNs, and can be
extended until retirement," said Kosasih.
In detail, the pilot project of the Taspen and BP Tapera cooperation
program will be carried out in the Solo area, in collaboration with the
Regional Government. In this program, the Solo Regional Government will
responsively prepare an area of 5-10 hectares.
Through this project, Taspen will ensure the use of the best
quality of building materials for homes purchased throughout the ASN. The goal
is that the house is livable, durable, has complete supporting facilities,
adequate infrastructure and transportation modes to facilitate the mobility of
ASNs in serving the country.
"With clear housing demand conditions, easy payments,
land provision by local governments and development by developers, this program
is expected to run optimally and make it easier for ASNs to own houses, and can
be carried out in other areas on a larger scale," said Kosasih.
Meanwhile, Taspen's collaboration with PT Gemilang
Hartadinata Abadi presents the "Taspen Emas" program. This program is
"Tabungan Sejahtera kePEmilikaN EMAS", which is a Precious Metal
ownership program (LM) for active ASNs and pension participants managed by
Taspen, which can be paid in installments with monthly salary deduction
installments by pay partners appointed by Taspen.
Kosasih said this is expected to make it easier for active
participants and retirees to invest in gold LM which is flexible, and can be
sold at any time with a good investment value.
The investment gold of the ASN is said to be physically
shaped and not digital. This is also expected to make gold prices more
competitive, because the LM vendor comes from the Holding itself, namely PT
Hartadinata Abadi (HRTA) and the LM product has been certified by the London
Bullion Market Association (LBMA) and has been standardized by PT Antam.
The signing of the cooperation was carried out by the
President Director of PT Taspen (Persero) Kosasih, the President Director of PT
Gemilang Hartadinata Abadi Cuncun Muliawan and the Commissioner of BP Tapera
Adi Setianto at the Taspen Head Office Auditorium, Central Jakarta on Tuesday
Taspen | CNN Indonesia
Resource : https://www.cnnindonesia.com/ekonomi/20220602181248-83-804092/taspen-fasilitasi-2-juta-asn-untuk-pun...
Hartadinata Abadi (HRTA) Targets IDR 9 Trillion In...
Indonesian Public Investment Interest Increases Am...
Antam and Hartadinata Subsidiaries Develop 2 Gold ...
PREPARE RESERVE FUNDS WITH GOLD...
WHEN IS THE RIGHT TIME TO INVEST IN GOLD?...